These Terms of Use govern the legal relationship between Gergana Kassov ("Provider", "we") with its registered office at Markus-Ulrich-Straße 8 and you ("User", "you") in connection with the use of the content, advisory services, and digital products for personal development offered on gerganakassov.com.

By using our website and services, you agree to these terms. If you do not agree with individual provisions, you are not permitted to use our offerings.

We offer content, guides, and digital products on our website gerganakassov.com, which are intended to help you achieve personal growth through clear goal definition, building habits, and achieving long-term progress.

• Blog articles and informative content on the topic of personal development.
• Digital guides, plans, and templates for self-application.
• Occasional webinars or online workshops (will be announced separately).

Our offerings serve general information and self-help purposes. They do not constitute and are not a substitute for medical, psychological, therapeutic, or legal advice.

3.1 Your Rights

You have the right to use the freely accessible content on our website for informational purposes. When purchasing paid products, you receive the agreed usage right for personal use.

3.2 Your Obligations

You undertake to use our content and products only for your personal, non-commercial use. Sharing, reproducing, or commercial use of our content is prohibited without express written permission.

You are responsible for ensuring that the information you provide when using our services is truthful.

The following conditions apply to paid digital products:

• Prices are stated in Euro and include statutory value-added tax.
• Payment is made in advance via the payment methods indicated on the website.
• In accordance with § 312g para. 2 no. 9 of the German Civil Code (BGB), there is no right of revocation for the purchase of digital content not supplied on a physical medium, provided you have agreed to the early fulfillment of the contract and have confirmed this to us. By downloading or accessing the purchased digital product, you declare your consent to the loss of your right of revocation.
• A refund is only possible in cases prescribed by law (e.g., non-delivery) or by express, individual agreement.

The use of our content and advice is at your own risk. We do not guarantee the achievement of specific personal results or goals.

We are liable without limitation according to statutory provisions for intent and gross negligence as well as in cases of injury to life, body, or health. For slight negligence, we are only liable in the event of a breach of essential contractual obligations (cardinal obligations) which endanger the achievement of the purpose of the contract, but limited to the typically foreseeable damage. Liability for indirect consequential damages, lost profits, or data loss is excluded to the extent permitted by law.

This limitation of liability does not apply to claims under product liability law.

6.1 Termination

You may stop using our services at any time. We reserve the right to block or terminate your access to our services in the event of violations of these Terms of Use.

6.2 Changes to the Terms

We reserve the right to change these Terms of Use. We will inform you of material changes by email to the address you have provided or by a clear notice on our website. The changed terms are considered accepted if you continue to use our services after the changes take effect.

Please direct questions regarding these Terms of Use or legal concerns to:

Gergana Kassov
Markus-Ulrich-Straße 8
Email: info@gerganakassov.com
Phone: +49 (0941) 310 9792

As of: May 2024